var questions = new Array();
var choices = new Array();
var answers = new Array();
var response = new Array();

questions[0] = "1) Under s.1 of the Fraud Act 2006, a person is guilty of fraud if he or she:";
choices[0] = new Array();
choices[0][0] = "Steals from his employer; abuses his position; or uses information for criminal gain";
choices[0][1] = "Fails to disclose information; assists in the production of false documentation; misstates a company’s true financial position";
choices[0][2] = "Makes a false representation; fails to disclose information; or abuses his or her position";
choices[0][3] = "Makes a false representation; uses information for criminal gain; or misstates a company’s true financial position";
answers[0] = choices[0][2];

questions[1] = "2) The maximum penalty under the Fraud Act 2006 is:";
choices[1] = new Array();
choices[1][0] = "2 years imprisonment and a fine";
choices[1][1] = "10 years imprisonment and a fine";
choices[1][2] = "5 years imprisonment and banned from being a company director for 5 years";
choices[1][3] = "10 years imprisonment, a fine and banned from being a company director for 5 years";
answers[1] = choices[1][1];

questions[2] = "3) Which Act gives the courts the power to make an order to confiscate a fraudster’s assets?";
choices[2] = new Array();
choices[2][0] = "Proceeds of Crime Act 2002";
choices[2][1] = "Financial Services and Markets Act 2000";
choices[2][2] = "Appropriation Act 2006";
choices[2][3] = "Consolidated Fund Act 2004";
answers[2] = choices[2][0];

questions[3] = "4) Under which section of the Fraud Act 2006 was the new offence of obtaining services by deception created?";
choices[3] = new Array();
choices[3][0] = "Section 11";
choices[3][1] = "Section 52";
choices[3][2] = "Section 6";
choices[3][3] = "Section 23";
answers[3] = choices[3][0];

questions[4] = "5) How much did reported fraud cost the UK in the first half of 2009?";
choices[4] = new Array();
choices[4][0] = "£346 million";
choices[4][1] = "£960 million";
choices[4][2] = "£585 million";
choices[4][3] = "£720 million";
answers[4] = choices[4][1];

questions[5] = "6) The three factors which play the greatest role in motivating a fraudster are:";
choices[5] = new Array();
choices[5][0] = "Opportunity, motive, rationalisation;";
choices[5][1] = "Avarice, access, inclination ";
choices[5][2] = "Mortgage, credit card debts, envy";
answers[5] = choices[5][0];

questions[6] = "7) What percentage increase in fraud have retailers reported since 2005 and 2008?";
choices[6] = new Array();
choices[6][0] = "80%";
choices[6][1] = "92%";
choices[6][2] = "127%";
choices[6][3] = "674%";
answers[6] = choices[6][3];

questions[7] = "8) What percentage of fraudsters are male?";
choices[7] = new Array();
choices[7][0] = "85%";
choices[7][1] = "90%";
choices[7][2] = "79%";
choices[7][3] = "99%";
answers[7] = choices[7][0];

questions[8] = "9) HM Treasury published a list of warning signs that should alert managers and staff of potential frauds. Which three were included in that list?";
choices[8] = new Array();
choices[8][0] = "Unexplained absences from work, very ambitious, over-cooperative";
choices[8][1] = "Outside financial interests, requires a great deal of support from colleagues, stickler for the rules";
choices[8][2] = "Handles stress well, financially secure, unquestioning nature";
choices[8][3] = "Under stress without a high workload, risk taker, cosy relationship with suppliers";
answers[8] = choices[8][3];

questions[9] = "10) What is the maximum amount of compensation available under the Financial Services Compensation Scheme?";
choices[9] = new Array();
choices[9][0] = "£150,000";
choices[9][1] = "£50,000";
choices[9][2] = "£14,000";
choices[9][3] = "£96,000";
answers[9] = choices[9][1];



// response for getting 100%
response[0] = "Excellent, top marks!";
// response for getting 90% or more
response[1] = "Excellent, try again to get 100%!"
// response for getting 70% or more
response[2] = "Well done, that is a good score, can you do better?";
// response for getting over 50%
response[3] = "Nice one, you got more than half of the questions right, can you do better?";
// response for getting 40% or more
response[4] = "You got some questions right, you can do better!";
// response for getting 20% or more
response[5] = "You didn't do too well, why not try again!?";
// response for getting 10% or more
response[6] = "That was pretty poor!  Try again to improve!";
// response for getting 9% or less
response[7] = "Oh dear, I think you need to go back to school (or try again)!";